Communications Minister Reaffirms Ghana’s Drive for a Digitally Inclusive Future at African FinTech Summit
The Minister for Communication, Digital Technology and Innovations, Honourable Samuel Nartey George (MP), has reaffirmed the Government of Ghana’s commitment to advancing a digitally inclusive economy through strengthened collaboration, innovation, and integration across the African continent.
Delivering remarks at the African FinTech Summit in Accra, the Minister highlighted Ghana’s significant progress in digital financial services, noting that the country’s mobile money interoperability architecture has positioned it as a leader in financial inclusion on the continent. He stated that more than 90 percent of Ghana’s adult population now has access to mobile financial services, underscoring the effectiveness of government-led digital transformation initiatives.
Hon. George further observed that Africa has become an active contributor to global fintech innovation, referencing the continent’s pioneering adoption of mobile money platforms such as M-Pesa and MoMo. He emphasised that Africa “is no longer a passive participant in the global fintech landscape but a key driver of technological advancement.”
The Minister underscored the importance of enhancing cross-border collaboration under the African Continental Free Trade Area (AfCFTA), particularly in harmonising payment systems, building trust across financial markets, and facilitating seamless trade. He stressed that the long-term success of African fintech will depend on sustained integration and regional cooperation.
He identified three key pillars inclusion, trust, and integration as essential for guiding Africa’s digital finance agenda. In this regard, Hon. George urged central banks and financial sector regulators across the continent to increase adoption of the Pan-African Payment and Settlement System (PAPSS). He noted that reliance on external platforms such as SWIFT limits Africa’s economic autonomy and expressed the view that intra-African trade should be settled in African currencies using African systems.
The Minister reiterated that government’s regulatory approach must strike a balance between protecting consumers and fostering innovation. He emphasised that government institutions “must function as enablers of innovation while maintaining responsible oversight.”
Hon. George commended the organisers of the African FinTech Summit for creating a platform that recognises and promotes African creativity, technological capability, and knowledge sharing. He affirmed Ghana’s readiness to continue serving as a model for inclusive digital transformation on the continent.
